An experienced Realtor like Salman knows exactly what to provide to make your journey as smooth as possible.
With every transaction, you can expect nothing less than a full supportive experience, where you feel confident throughout the entire process.
When it comes to purchasing a home, there are pros and cons to both situations. In resale homes, what you see is what you get. You can walk through the property and decide if it's the right space for you.
Pre-construction homes work a bit differently.
Can customize all finishes, colors, material and more
Can customize floor plans (with most builders)
Longer closing date means more time to save up
Usually require a larger deposit
Usually no option to view a built home, must rely on drawn floor plans
Before buying a property, it is important to have all of your documents in order. One of the main preparations to be done is to know what is your affordability. These days you can easily do a quick calculation at home. Use the Mortgage Calculator to see what you can afford in the market today.
Other resources you should have handy when purchasing a property include:
Government issued IDs
Credit Report and Score (for Mortgage Lender)
Proof of Income (Last 6 months of bank statements)
Most recent income taxes to have been filed
A record of any debts (any loans, mortgages, credit cards, car loans etc)
Real Estate Lawyer (for closing the property)
Mortgage Broker or Bank of Choice
Brad Kennith (Toronto, Ontario)
Salman Malik brings to you over 10 years of Real Estate experience in the GTA with buying, selling and rentals, in both residential and commercial properties.
Salman's calm and pleasant demeanour has always assisted him in finalizing deals, while at the same time showing assertiveness in making sure his client's get the best and fairest deal.
Salman Malik attained his degree from York University in 2004, and has since been focussed on always improving himself and attaining new skills that can help his clients further.
Choose from two available sessions:
Saturday April 20th 2024 from 3pm to 4pm
Saturday April 27th 2024 from 3pm to 4pm
This seminar is for those interested in learning about buying a home. It is not intended for other realtors.